Your Partner for Employee Benefits Insurance

The average cost of healthcare per person in the United States in 2005 was $6,697, a sum which in many cases is shared between individuals and their employers. With healthcare costs continuing to escalate at an alarming rate, employers are searching for innovative ways to reduce their costs. We can help you through the benefits maze by:

Thoroughly reviewing all of your current programs and making recommendations regarding plan design, funding and strategy. We can help you understand all contract and benefit provisions that are currently in place, so that you can decide on the appropriateness of in-force plans.

Analyzing insurance company reports. These are notoriously difficult to wade through because the raw data is difficult to understand and translate into useable form. We have a tool that assesses healthcare claim costs, benchmarks claim costs and utilization against appropriate, accredited sources and models plan design alternatives to see how employees will be impacted by balancing employee satisfaction with cost savings. Not only can we diagnose your healthcare usage and cost problems, but we can also suggest targeted solutions, such as wellness programs and management of high-cost diseases.

Providing hands on assistance through all phases of the benefits implementation process. We can assist with communication programs, employee wellness fairs and healthcare newsletters.

  What We Offer
 
Group Health, including

- Cafeteria Plans
- Health Savings Accounts (HSA)
- Flexible Spending Accounts (FSA)
Group Life & Disability, including

- Accidental Death & Dismemberment (AD&D)
- Short Term Disability
- Long Term Disability
- Executive Carve Outs
Self Insurance, including

- Third Party Administrators (TPA)
- Stop Loss and Excess Reinsurance
Group Long Term Care (LTC)
401(k)
Travel Accident
Group Auto & Home

 

 

 
 
Trusted Choice ISU - One Responsible SourceISU Insurance Services - The Machon Agency
is an independent insurance agency that
provides business and personal insurance
coverage to clients throughout Illinois,
Wisconsin and the rest of the country.
  ISU Insurance Services
The Machon Agency
 
Illinois: 838 Busse Highway • Park Ridge IL 60068 • 847-993-1300 Wisconsin: 1794 Superior Street • PO Box 629 • Three Lakes WI 54562 • 715-546-3642